![]() If you do have an emergency fund, hold onto it for now. Now is not the time to berate yourself for not having an emergency fund, but instead embrace it as a future goal and plan how you can get there. ![]() When analyzing where you are financially, keep in mind that judgement is a negative reinforcer. Now is the time to be as lean as possible with your discretionary spending. The dining out category has improved each month as we have eaten at home more. Vacations have been put on hold, so that category is as low as it has ever been with no place to go for several months. ![]() The fuel category in my budget has been cut in half with lower gas prices and much less commuting to work. Where can you cut expenses? If you are like me, you’ve already noticed you are not spending as much as you were prior to the pandemic. Reassess Your Financial Picture and Get Lean Consider the ideas below to regain a sense of security. Finding financial peace in our lives is even more difficult for many Americans that lost their jobs or found themselves in financial strain due to the COVID-19 pandemic. Finding peace in our lives has been harder than usual. ![]() No doubt, all our lives have changed in some way in the past six months. Originally published in 50+ Living of Western NC.
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